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Happy Days Tech, S.A.P.I de C.V. (hereinafter referred to as “delt.ai ”) is a company dedicated to the development of products to improve the finances of SMEs and individuals with business activity within the Mexican financial sector. delt.ai  grants as a commercial entity credits that can be used through SPEI electronic fund transfers powered by the Sistema de Transferencias y Pagos STP, S.A. de C.V., IFPE, through the platform delt.ai. All logos, brands, trademarks and trade names mentioned herein are property of their corresponding owners and their rights are protected by the laws on industrial an intellectual property.